Regulatory and Institutional Restrictions on Small Business Loans in Serbia

Izdanje: FINIZ 2021 - Are you Ready for the ContinuousNEXT® after Covid-19?

DOI: 10.15308/finiz-2021-38-43

Oblast: Papers from the Thematic Areas of the Conference

Stranice: 38-43

Apstrakt:
Lending to small and medium-sized enterprises is significantly more difficult compared to lending to large companies. In many studies, SMEs cite access to funding sources as one of the biggest barriers to business growth and development. In Serbia, bank lending is the main external source of financing for SMEs. However, in addition to the restrictions from the aspect of banks and the restrictions from the aspect of these enterprises, the restrictions on difficult lending to SMEs also come from the institutional and regulatory support of our country. EU regulations and strategic documents of our country are increasingly emphasizing the provision of adequate financing and lending conditions for SMEs, given that these companies are the backbone of each country's economy. It is especially important to preserve this sector in the period of the current crisis, by choosing adequate measures, subsidies and state guarantees. This paper aims to present the most significant limitations in giving loans to SMEs, from the regulatory-institutional aspect, i.e. limitations that can be removed or at least mitigated by adequate regulations.
Ključne reči: lending restrictions, small business lending, regulatory lending factors.
Priložene datoteke:
  • 38-43 ( veličina: 307,5 KB, broj pregleda: 193 )

Preuzimanje citata:

BibTeX format
@article{article,
  author  = {M. Đekić and T. Vesić}, 
  title   = {Regulatory and Institutional Restrictions on Small Business Loans in Serbia},
  journal = {FINIZ 2021 - Are you Ready for the ContinuousNEXT® after Covid-19?},
  year    = 2021,
  pages   = {38-43},
  doi     = {10.15308/finiz-2021-38-43}
}
RefWorks Tagged format
RT Conference Proceedings
A1 Marija Đekić
A1 Tamara Vesić
T1 Regulatory and Institutional Restrictions on Small Business Loans in Serbia
AD Univerzitet Singidunum, Beograd, Beograd, Srbija
YR 2021
NO doi: 10.15308/finiz-2021-38-43
Unapred formatirani prikaz citata
M. Đekić and T. Vesić, Regulatory and Institutional Restrictions on Small Business Loans in Serbia, Univerzitet Singidunum, Beograd, 2021, doi:10.15308/finiz-2021-38-43